Call reports 2020
FIRST IOWA STATE BANK — 2020
What FIRST IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,374,000 | 160,814,000 | 167,225,000 | 177,911,000 |
| Total loans | 86,846,000 | 91,093,000 | 93,353,000 | 89,130,000 |
| Allowance for loan losses | 1,720,000 | 1,658,000 | 1,755,000 | 1,863,000 |
| Securities available for sale | 33,155,000 | 51,117,000 | 49,280,000 | 58,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,668,000 | 138,153,000 | 144,083,000 | 156,299,000 |
| Interest-bearing deposits | 103,727,000 | 116,648,000 | 121,423,000 | 126,528,000 |
| Noninterest-bearing deposits | 17,940,000 | 21,505,000 | 22,661,000 | 29,772,000 |
| Equity capital | 19,528,000 | 21,053,000 | 21,585,000 | 20,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,251,000 | 4,868,000 | 6,509,000 |
| Interest expense | 193,000 | 372,000 | 531,000 | 675,000 |
| Net interest income | 1,442,000 | 2,879,000 | 4,337,000 | 5,834,000 |
| Noninterest income | 211,000 | 408,000 | 647,000 | 952,000 |
| Noninterest expense | 898,000 | 1,722,000 | 2,631,000 | 3,683,000 |
| Provision for loan losses | 45,000 | 108,000 | 179,000 | 279,000 |
| Pretax income | 710,000 | 1,457,000 | 2,175,000 | 2,853,000 |
| Income tax | 35,000 | 70,000 | 105,000 | 137,000 |
| Net income | 675,000 | 1,387,000 | 2,070,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,495,000 | 18,907,000 | 19,290,000 | 17,936,000 |