Call reports 2016
FIRST IOWA STATE BANK — 2016
What FIRST IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,929,000 | 148,299,000 | 149,226,000 | 147,781,000 |
| Total loans | 89,781,000 | 91,620,000 | 91,975,000 | 91,291,000 |
| Allowance for loan losses | 1,260,000 | 1,350,000 | 1,425,000 | 1,369,000 |
| Securities available for sale | 44,695,000 | 43,549,000 | 42,251,000 | 40,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,997,000 | 117,231,000 | 117,559,000 | 122,863,000 |
| Interest-bearing deposits | 102,315,000 | 97,892,000 | 99,009,000 | 101,918,000 |
| Noninterest-bearing deposits | 17,682,000 | 19,339,000 | 18,550,000 | 20,946,000 |
| Equity capital | 22,214,000 | 22,873,000 | 23,065,000 | 22,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 3,052,000 | 4,601,000 | 6,147,000 |
| Interest expense | 142,000 | 276,000 | 405,000 | 524,000 |
| Net interest income | 1,349,000 | 2,776,000 | 4,196,000 | 5,623,000 |
| Noninterest income | 170,000 | 353,000 | 558,000 | 773,000 |
| Noninterest expense | 866,000 | 1,637,000 | 2,494,000 | 3,328,000 |
| Provision for loan losses | 15,000 | 135,000 | 225,000 | 300,000 |
| Pretax income | 638,000 | 1,373,000 | 2,051,000 | 2,782,000 |
| Income tax | 31,000 | 63,000 | 99,000 | 133,000 |
| Net income | 607,000 | 1,310,000 | 1,952,000 | 2,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,611,000 | 20,969,000 | 21,265,000 | 21,617,000 |
| Total capital | 21,871,000 | 22,256,000 | 22,554,000 | 22,906,000 |
| Risk-weighted assets | 102,691,000 | 102,890,000 | 102,989,000 | 103,020,000 |