Call reports 2015
FIRST IOWA STATE BANK — 2015
What FIRST IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 155,266,000 | 152,458,000 | 145,273,000 | 151,595,000 |
| Total loans | 87,245,000 | 87,497,000 | 87,066,000 | 88,617,000 |
| Allowance for loan losses | 1,292,000 | 1,237,000 | 1,288,000 | 1,244,000 |
| Securities available for sale | 45,823,000 | 48,163,000 | 45,092,000 | 45,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,585,000 | 127,238,000 | 118,212,000 | 125,192,000 |
| Interest-bearing deposits | 109,638,000 | 108,912,000 | 100,284,000 | 104,239,000 |
| Noninterest-bearing deposits | 19,947,000 | 18,327,000 | 17,928,000 | 20,954,000 |
| Equity capital | 20,820,000 | 20,709,000 | 21,242,000 | 21,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,070,000 | 4,610,000 | 6,166,000 |
| Interest expense | 156,000 | 316,000 | 470,000 | 619,000 |
| Net interest income | 1,384,000 | 2,754,000 | 4,140,000 | 5,547,000 |
| Noninterest income | 169,000 | 366,000 | 576,000 | 799,000 |
| Noninterest expense | 754,000 | 1,574,000 | 2,378,000 | 3,224,000 |
| Provision for loan losses | 68,000 | 98,000 | 158,000 | 188,000 |
| Pretax income | 731,000 | 1,444,000 | 2,199,000 | 2,953,000 |
| Income tax | 35,000 | 68,000 | 108,000 | 143,000 |
| Net income | 696,000 | 1,376,000 | 2,091,000 | 2,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,368,000 | 19,698,000 | 20,088,000 | 20,532,000 |
| Total capital | 20,637,000 | 20,935,000 | 21,327,000 | 21,776,000 |
| Risk-weighted assets | 101,541,000 | 100,822,000 | 99,095,000 | 101,420,000 |