Call reports 2022
MINNESOTA BANK & TRUST — 2022
What MINNESOTA BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 877,851,000 | 850,913,000 |
| Total loans | 493,434,000 | 513,324,000 |
| Allowance for loan losses | 4,475,000 | 4,455,000 |
| Securities available for sale | 284,922,000 | 270,811,000 |
| Securities held to maturity | 1,340,000 | 1,338,000 |
| Trading assets | 824,000 | 191,000 |
| Total deposits | 752,210,000 | 734,755,000 |
| Interest-bearing deposits | 525,890,000 | 512,097,000 |
| Noninterest-bearing deposits | 226,320,000 | 222,658,000 |
| Equity capital | 113,244,000 | 105,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 7,036,000 | 14,201,000 |
| Interest expense | 403,000 | 926,000 |
| Net interest income | 6,633,000 | 13,275,000 |
| Noninterest income | 1,441,000 | 3,353,000 |
| Noninterest expense | 5,359,000 | 10,099,000 |
| Provision for loan losses | -309,000 | -330,000 |
| Pretax income | 3,833,000 | 7,680,000 |
| Income tax | 850,000 | 1,749,000 |
| Net income | 2,983,000 | 5,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 84,830,000 | 83,776,000 |
| Total capital | 90,068,000 | 88,943,000 |
| Risk-weighted assets | 609,706,000 | 618,239,000 |