Call reports 2021
MINNESOTA BANK & TRUST — 2021
What MINNESOTA BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 995,692,000 | 961,094,000 | 872,593,000 | 865,825,000 |
| Total loans | 597,289,000 | 546,097,000 | 498,760,000 | 479,211,000 |
| Allowance for loan losses | 5,648,000 | 4,883,000 | 5,088,000 | 4,777,000 |
| Securities available for sale | 316,542,000 | 321,437,000 | 292,190,000 | 318,589,000 |
| Securities held to maturity | 1,348,000 | 1,346,000 | 1,344,000 | 1,342,000 |
| Trading assets | 3,960,000 | 4,341,000 | 3,941,000 | 3,316,000 |
| Total deposits | 813,693,000 | 762,549,000 | 734,292,000 | 719,489,000 |
| Interest-bearing deposits | 537,932,000 | 485,457,000 | 477,581,000 | 496,663,000 |
| Noninterest-bearing deposits | 275,761,000 | 277,092,000 | 256,711,000 | 222,826,000 |
| Equity capital | 124,805,000 | 125,279,000 | 125,632,000 | 123,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,039,000 | 16,386,000 | 24,153,000 | 31,553,000 |
| Interest expense | 658,000 | 1,251,000 | 1,710,000 | 2,107,000 |
| Net interest income | 7,381,000 | 15,135,000 | 22,443,000 | 29,446,000 |
| Noninterest income | 1,337,000 | 2,584,000 | 3,849,000 | 5,110,000 |
| Noninterest expense | 4,217,000 | 8,597,000 | 13,273,000 | 17,965,000 |
| Provision for loan losses | -264,000 | -1,080,000 | -2,183,000 | -2,490,000 |
| Pretax income | 4,980,000 | 10,400,000 | 15,473,000 | 19,554,000 |
| Income tax | 1,123,000 | 2,356,000 | 3,503,000 | 4,432,000 |
| Net income | 3,857,000 | 8,044,000 | 11,970,000 | 15,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,746,000 | 81,119,000 | 83,263,000 | 81,637,000 |
| Total capital | 89,194,000 | 86,923,000 | 89,238,000 | 87,263,000 |
| Risk-weighted assets | 600,938,000 | 598,460,000 | 603,976,000 | 589,931,000 |