Call reports 2019
MINNESOTA BANK & TRUST — 2019
What MINNESOTA BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 657,187,000 | 631,339,000 | 722,564,000 | 718,807,000 |
| Total loans | 456,201,000 | 452,662,000 | 460,315,000 | 478,403,000 |
| Allowance for loan losses | 5,546,000 | 5,793,000 | 5,298,000 | 6,132,000 |
| Securities available for sale | 113,332,000 | 93,819,000 | 141,301,000 | 164,395,000 |
| Securities held to maturity | 1,362,000 | 1,360,000 | 1,358,000 | 1,357,000 |
| Trading assets | 1,444,000 | 2,920,000 | 4,098,000 | 3,018,000 |
| Total deposits | 546,706,000 | 515,310,000 | 600,175,000 | 574,369,000 |
| Interest-bearing deposits | 373,434,000 | 333,385,000 | 390,565,000 | 384,482,000 |
| Noninterest-bearing deposits | 173,272,000 | 181,925,000 | 209,610,000 | 189,887,000 |
| Equity capital | 103,687,000 | 105,995,000 | 109,295,000 | 107,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,549,000 | 15,142,000 | 23,793,000 | 31,741,000 |
| Interest expense | 1,300,000 | 2,608,000 | 4,000,000 | 5,203,000 |
| Net interest income | 6,249,000 | 12,534,000 | 19,793,000 | 26,538,000 |
| Noninterest income | 631,000 | 1,783,000 | 3,036,000 | 4,227,000 |
| Noninterest expense | 4,828,000 | 9,613,000 | 14,049,000 | 18,358,000 |
| Provision for loan losses | 223,000 | 556,000 | 403,000 | 1,214,000 |
| Pretax income | 1,897,000 | 4,480,000 | 8,776,000 | 11,504,000 |
| Income tax | 443,000 | 1,046,000 | 2,092,000 | 2,726,000 |
| Net income | 1,454,000 | 3,434,000 | 6,684,000 | 8,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,357,000 | 66,821,000 | 70,354,000 | 70,235,000 |
| Total capital | 70,958,000 | 72,668,000 | 75,685,000 | 76,400,000 |
| Risk-weighted assets | 518,512,000 | 519,569,000 | 555,637,000 | 565,752,000 |