Call reports 2018
MINNESOTA BANK & TRUST — 2018
What MINNESOTA BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 631,852,000 | 660,469,000 | 649,179,000 | 666,564,000 |
| Total loans | 463,949,000 | 492,585,000 | 481,488,000 | 469,277,000 |
| Allowance for loan losses | 1,244,000 | 2,628,000 | 2,953,000 | 5,327,000 |
| Securities available for sale | 76,190,000 | 73,073,000 | 71,392,000 | 96,310,000 |
| Securities held to maturity | 9,125,000 | 9,104,000 | 8,829,000 | 8,810,000 |
| Trading assets | 632,000 | 951,000 | 1,010,000 | 653,000 |
| Total deposits | 533,893,000 | 561,257,000 | 544,513,000 | 560,399,000 |
| Interest-bearing deposits | 340,836,000 | 350,369,000 | 330,529,000 | 371,125,000 |
| Noninterest-bearing deposits | 193,057,000 | 210,888,000 | 213,984,000 | 189,274,000 |
| Equity capital | 92,007,000 | 92,308,000 | 97,267,000 | 101,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,087,000 | 11,147,000 | 19,041,000 | 27,395,000 |
| Interest expense | 307,000 | 956,000 | 1,764,000 | 2,851,000 |
| Net interest income | 3,780,000 | 10,191,000 | 17,277,000 | 24,544,000 |
| Noninterest income | 836,000 | 1,959,000 | 3,083,000 | 4,531,000 |
| Noninterest expense | 3,635,000 | 9,065,000 | 14,124,000 | 18,380,000 |
| Provision for loan losses | 38,000 | 1,422,000 | 1,748,000 | 4,879,000 |
| Pretax income | 950,000 | 1,664,000 | 4,490,000 | 5,823,000 |
| Income tax | 188,000 | 321,000 | 980,000 | 1,275,000 |
| Net income | 762,000 | 1,343,000 | 3,510,000 | 4,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,771,000 | 54,688,000 | 60,196,000 | 63,633,000 |
| Total capital | 55,015,000 | 57,350,000 | 63,225,000 | 69,002,000 |
| Risk-weighted assets | 501,160,000 | 553,163,000 | 535,691,000 | 531,168,000 |