Call reports 2017
MINNESOTA BANK & TRUST — 2017
What MINNESOTA BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,789,000 | 216,957,000 | 217,246,000 | 210,157,000 |
| Total loans | 144,824,000 | 144,686,000 | 143,195,000 | 141,122,000 |
| Allowance for loan losses | 1,417,000 | 1,460,000 | 1,157,000 | 1,206,000 |
| Securities available for sale | 45,219,000 | 44,669,000 | 52,191,000 | 50,732,000 |
| Securities held to maturity | 9,695,000 | 9,678,000 | 9,659,000 | 9,594,000 |
| Trading assets | 143,000 | 336,000 | 372,000 | 481,000 |
| Total deposits | 189,324,000 | 193,365,000 | 189,749,000 | 178,036,000 |
| Interest-bearing deposits | 106,622,000 | 103,081,000 | 94,559,000 | 87,997,000 |
| Noninterest-bearing deposits | 82,702,000 | 90,284,000 | 95,190,000 | 90,039,000 |
| Equity capital | 19,839,000 | 20,582,000 | 21,652,000 | 21,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,986,000 | 3,957,000 | 5,966,000 | 7,876,000 |
| Interest expense | 128,000 | 242,000 | 347,000 | 456,000 |
| Net interest income | 1,858,000 | 3,715,000 | 5,619,000 | 7,420,000 |
| Noninterest income | 765,000 | 1,724,000 | 2,514,000 | 3,337,000 |
| Noninterest expense | 1,811,000 | 3,764,000 | 5,636,000 | 7,517,000 |
| Provision for loan losses | 40,000 | 110,000 | -191,000 | -142,000 |
| Pretax income | 800,000 | 1,549,000 | 2,662,000 | 3,319,000 |
| Income tax | 209,000 | 395,000 | 717,000 | 1,269,000 |
| Net income | 591,000 | 1,154,000 | 1,945,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,913,000 | 21,483,000 | 22,282,000 | 22,554,000 |
| Total capital | 22,330,000 | 22,943,000 | 23,439,000 | 23,760,000 |
| Risk-weighted assets | 175,411,000 | 177,801,000 | 179,395,000 | 172,640,000 |