Call reports 2015
MINNESOTA BANK & TRUST — 2015
What MINNESOTA BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,254,000 | 197,257,000 | 189,234,000 | 214,303,000 |
| Total loans | 117,266,000 | 128,281,000 | 129,079,000 | 134,546,000 |
| Allowance for loan losses | 1,170,000 | 1,267,000 | 1,292,000 | 1,508,000 |
| Securities available for sale | 32,472,000 | 46,772,000 | 41,327,000 | 39,966,000 |
| Securities held to maturity | 9,843,000 | 9,827,000 | 9,811,000 | 9,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,773,000 | 172,547,000 | 163,291,000 | 194,373,000 |
| Interest-bearing deposits | 82,664,000 | 98,317,000 | 92,894,000 | 129,676,000 |
| Noninterest-bearing deposits | 66,109,000 | 74,230,000 | 70,397,000 | 64,697,000 |
| Equity capital | 16,655,000 | 16,888,000 | 17,235,000 | 17,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,058,000 | 4,731,000 | 6,552,000 |
| Interest expense | 108,000 | 215,000 | 331,000 | 450,000 |
| Net interest income | 1,404,000 | 2,843,000 | 4,400,000 | 6,102,000 |
| Noninterest income | 772,000 | 1,577,000 | 2,301,000 | 2,900,000 |
| Noninterest expense | 1,980,000 | 3,900,000 | 5,814,000 | 7,761,000 |
| Provision for loan losses | 54,000 | 151,000 | 176,000 | 392,000 |
| Pretax income | 140,000 | 381,000 | 929,000 | 1,066,000 |
| Income tax | -22,000 | -4,000 | 134,000 | 104,000 |
| Net income | 162,000 | 385,000 | 795,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,223,000 | 16,356,000 | 16,634,000 | 17,621,000 |
| Total capital | 17,393,000 | 17,623,000 | 17,927,000 | 19,129,000 |
| Risk-weighted assets | 136,029,000 | 156,265,000 | 165,847,000 | 171,746,000 |
Machine access — free, no API key
Every figure shown here about MINNESOTA BANK & TRUST — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.