Call reports 2013
MINNESOTA BANK & TRUST — 2013
What MINNESOTA BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,044,000 | 164,714,000 | 166,324,000 | 170,517,000 |
| Total loans | 92,478,000 | 92,798,000 | 96,508,000 | 102,257,000 |
| Allowance for loan losses | 920,000 | 944,000 | 1,068,000 | 1,091,000 |
| Securities available for sale | 17,780,000 | 49,103,000 | 48,314,000 | 37,252,000 |
| Securities held to maturity | 895,000 | 895,000 | 895,000 | 9,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,886,000 | 145,246,000 | 151,660,000 | 154,812,000 |
| Interest-bearing deposits | 67,710,000 | 91,156,000 | 94,651,000 | 90,161,000 |
| Noninterest-bearing deposits | 44,176,000 | 54,090,000 | 57,009,000 | 64,651,000 |
| Equity capital | 14,373,000 | 14,126,000 | 13,802,000 | 13,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,339,000 | 3,662,000 | 5,143,000 |
| Interest expense | 107,000 | 235,000 | 381,000 | 527,000 |
| Net interest income | 1,037,000 | 2,104,000 | 3,281,000 | 4,616,000 |
| Noninterest income | 1,696,000 | 3,107,000 | 4,046,000 | 4,586,000 |
| Noninterest expense | 2,317,000 | 4,513,000 | 6,828,000 | 8,758,000 |
| Provision for loan losses | -41,000 | -17,000 | 107,000 | 130,000 |
| Pretax income | 457,000 | 715,000 | 430,000 | 280,000 |
| Income tax | 137,000 | 199,000 | 38,000 | -81,000 |
| Net income | 320,000 | 516,000 | 392,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,738,000 | 13,674,000 | 13,433,000 | 13,384,000 |
| Total capital | 14,658,000 | 14,618,000 | 14,504,000 | 14,475,000 |
| Risk-weighted assets | 101,120,000 | 105,024,000 | 111,996,000 | 119,334,000 |