Call reports 2012
NORTHSTAR BANK OF TEXAS — 2012
What NORTHSTAR BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 964,782,000 | 958,722,000 | 1,015,402,000 |
| Total loans | 608,741,000 | 604,601,000 | 556,914,000 |
| Allowance for loan losses | 11,033,000 | 11,352,000 | 69,000 |
| Securities available for sale | 61,022,000 | 61,188,000 | 96,867,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 5,597,000 | 5,721,000 | 5,847,000 |
| Total deposits | 862,383,000 | 855,268,000 | 870,347,000 |
| Interest-bearing deposits | 820,722,000 | 802,564,000 | 819,512,000 |
| Noninterest-bearing deposits | 41,661,000 | 52,704,000 | 50,835,000 |
| Equity capital | 80,320,000 | 81,296,000 | 136,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 9,738,000 | 18,933,000 | 8,685,000 |
| Interest expense | 1,823,000 | 3,365,000 | 1,348,000 |
| Net interest income | 7,915,000 | 15,568,000 | 7,337,000 |
| Noninterest income | 2,417,000 | 4,885,000 | 3,181,000 |
| Noninterest expense | 7,297,000 | 14,424,000 | 7,414,000 |
| Provision for loan losses | 599,000 | 1,197,000 | 300,000 |
| Pretax income | 2,476,000 | 4,893,000 | 2,804,000 |
| Income tax | 0 | 0 | 928,000 |
| Net income | 2,476,000 | 4,893,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 79,230,000 | 80,097,000 | 87,258,000 |
| Total capital | 87,080,000 | 87,839,000 | 87,338,000 |
| Risk-weighted assets | 624,772,000 | 616,603,000 | 576,683,000 |