Call reports 2011
NORTHSTAR BANK OF TEXAS — 2011
What NORTHSTAR BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 876,109,000 | 901,105,000 | 921,593,000 | 948,876,000 |
| Total loans | 634,437,000 | 629,439,000 | 638,387,000 | 641,338,000 |
| Allowance for loan losses | 11,227,000 | 10,388,000 | 10,886,000 | 11,399,000 |
| Securities available for sale | 29,698,000 | 47,588,000 | 49,855,000 | 43,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,035,000 | 5,259,000 | 5,500,000 | 5,594,000 |
| Total deposits | 780,037,000 | 805,811,000 | 822,397,000 | 846,324,000 |
| Interest-bearing deposits | 740,367,000 | 765,784,000 | 776,640,000 | 803,200,000 |
| Noninterest-bearing deposits | 39,671,000 | 40,027,000 | 45,757,000 | 43,124,000 |
| Equity capital | 73,763,000 | 74,311,000 | 76,856,000 | 79,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,277,000 | 20,502,000 | 30,707,000 | 40,425,000 |
| Interest expense | 2,287,000 | 4,559,000 | 6,615,000 | 8,595,000 |
| Net interest income | 7,990,000 | 15,943,000 | 24,092,000 | 31,830,000 |
| Noninterest income | 1,488,000 | 3,158,000 | 5,114,000 | 7,140,000 |
| Noninterest expense | 6,282,000 | 12,713,000 | 19,134,000 | 25,564,000 |
| Provision for loan losses | 484,000 | 1,498,000 | 2,290,000 | 3,082,000 |
| Pretax income | 2,712,000 | 4,896,000 | 7,807,000 | 10,386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,712,000 | 4,896,000 | 7,807,000 | 10,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,391,000 | 73,775,000 | 75,706,000 | 78,158,000 |
| Total capital | 81,328,000 | 81,795,000 | 83,817,000 | 86,487,000 |
| Risk-weighted assets | 632,919,000 | 639,189,000 | 646,021,000 | 663,195,000 |