Call reports 2024
FNB COMMUNITY BANK — 2024
What FNB COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 515,013,000 | 508,914,000 | 463,669,000 | 447,206,000 |
| Total loans | 271,136,000 | 276,928,000 | 283,470,000 | 278,054,000 |
| Allowance for loan losses | 6,263,000 | 6,519,000 | 6,598,000 | 6,673,000 |
| Securities available for sale | 178,990,000 | 176,227,000 | 160,306,000 | 142,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,474,000 | 418,261,000 | 399,965,000 | 403,375,000 |
| Interest-bearing deposits | 316,114,000 | 270,478,000 | 289,231,000 | 295,706,000 |
| Noninterest-bearing deposits | 114,360,000 | 147,783,000 | 110,734,000 | 107,669,000 |
| Equity capital | 35,135,000 | 36,166,000 | 41,222,000 | 39,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,250,000 | 10,834,000 | 16,251,000 | 21,209,000 |
| Interest expense | 1,388,000 | 2,906,000 | 4,287,000 | 5,357,000 |
| Net interest income | 3,862,000 | 7,928,000 | 11,964,000 | 15,852,000 |
| Noninterest income | 574,000 | 1,436,000 | 2,517,000 | 3,289,000 |
| Noninterest expense | 4,001,000 | 7,835,000 | 11,598,000 | 15,191,000 |
| Provision for loan losses | 255,000 | 510,000 | 585,000 | 660,000 |
| Pretax income | 180,000 | 1,112,000 | 2,298,000 | 3,431,000 |
| Income tax | 50,000 | -64,000 | -64,000 | -64,000 |
| Net income | 130,000 | 1,176,000 | 2,362,000 | 3,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,208,000 | 49,962,000 | 50,503,000 | 50,989,000 |
| Total capital | 54,043,000 | 53,823,000 | 54,270,000 | 54,676,000 |
| Risk-weighted assets | 303,708,000 | 305,691,000 | 298,034,000 | 291,989,000 |