Call reports 2023
FNB COMMUNITY BANK — 2023
What FNB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 533,291,000 | 518,588,000 | 494,518,000 | 507,872,000 |
| Total loans | 285,581,000 | 276,238,000 | 275,415,000 | 272,582,000 |
| Allowance for loan losses | 5,751,000 | 5,900,000 | 6,040,000 | 5,999,000 |
| Securities available for sale | 202,785,000 | 196,353,000 | 189,714,000 | 186,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,173,000 | 449,645,000 | 414,916,000 | 426,214,000 |
| Interest-bearing deposits | 341,779,000 | 324,501,000 | 298,361,000 | 313,933,000 |
| Noninterest-bearing deposits | 139,394,000 | 125,144,000 | 116,555,000 | 112,281,000 |
| Equity capital | 33,597,000 | 32,265,000 | 31,107,000 | 35,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,145,000 | 10,466,000 | 15,547,000 | 20,487,000 |
| Interest expense | 535,000 | 1,281,000 | 2,378,000 | 3,619,000 |
| Net interest income | 4,610,000 | 9,185,000 | 13,169,000 | 16,868,000 |
| Noninterest income | 611,000 | 1,207,000 | 2,373,000 | 3,076,000 |
| Noninterest expense | 3,918,000 | 7,757,000 | 11,653,000 | 15,037,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,153,000 | 2,335,000 | 3,439,000 | 4,307,000 |
| Income tax | 66,000 | 188,000 | 320,000 | 384,000 |
| Net income | 1,087,000 | 2,147,000 | 3,119,000 | 3,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,468,000 | 50,237,000 | 50,563,000 | 50,078,000 |
| Total capital | 54,620,000 | 54,237,000 | 54,511,000 | 54,025,000 |
| Risk-weighted assets | 330,538,000 | 318,131,000 | 313,765,000 | 313,082,000 |