Call reports 2022
FNB COMMUNITY BANK — 2022
What FNB COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 621,516,000 | 542,031,000 | 529,186,000 | 522,049,000 |
| Total loans | 235,186,000 | 254,226,000 | 269,747,000 | 282,972,000 |
| Allowance for loan losses | 5,162,000 | 5,316,000 | 5,442,000 | 5,610,000 |
| Securities available for sale | 207,433,000 | 204,395,000 | 199,331,000 | 207,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,096,000 | 492,795,000 | 482,190,000 | 469,560,000 |
| Interest-bearing deposits | 419,545,000 | 355,531,000 | 337,773,000 | 334,101,000 |
| Noninterest-bearing deposits | 138,551,000 | 137,264,000 | 144,417,000 | 135,459,000 |
| Equity capital | 40,202,000 | 31,634,000 | 29,456,000 | 31,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,764,000 | 7,796,000 | 12,346,000 | 17,207,000 |
| Interest expense | 130,000 | 256,000 | 370,000 | 524,000 |
| Net interest income | 3,634,000 | 7,540,000 | 11,976,000 | 16,683,000 |
| Noninterest income | 625,000 | 1,532,000 | 2,809,000 | 3,894,000 |
| Noninterest expense | 3,526,000 | 6,909,000 | 10,946,000 | 14,729,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 583,000 | 1,863,000 | 3,391,000 | 5,250,000 |
| Income tax | 30,000 | 30,000 | -70,000 | -70,000 |
| Net income | 553,000 | 1,833,000 | 3,461,000 | 5,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,504,000 | 47,186,000 | 48,169,000 | 49,382,000 |
| Total capital | 51,486,000 | 51,110,000 | 52,208,000 | 53,542,000 |
| Risk-weighted assets | 317,357,000 | 312,527,000 | 321,680,000 | 331,312,000 |