Call reports 2021
FNB COMMUNITY BANK — 2021
What FNB COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 570,332,000 | 570,305,000 | 571,135,000 | 574,922,000 |
| Total loans | 233,655,000 | 228,760,000 | 229,008,000 | 232,172,000 |
| Allowance for loan losses | 4,728,000 | 4,896,000 | 4,927,000 | 5,010,000 |
| Securities available for sale | 203,050,000 | 223,868,000 | 200,149,000 | 199,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,737,000 | 495,876,000 | 494,005,000 | 501,359,000 |
| Interest-bearing deposits | 325,598,000 | 364,757,000 | 360,573,000 | 366,687,000 |
| Noninterest-bearing deposits | 171,139,000 | 131,119,000 | 133,432,000 | 134,672,000 |
| Equity capital | 49,163,000 | 48,728,000 | 49,518,000 | 47,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 7,828,000 | 11,491,000 | 15,153,000 |
| Interest expense | 162,000 | 320,000 | 458,000 | 587,000 |
| Net interest income | 3,920,000 | 7,508,000 | 11,033,000 | 14,566,000 |
| Noninterest income | 566,000 | 1,146,000 | 2,080,000 | 2,710,000 |
| Noninterest expense | 3,189,000 | 6,822,000 | 10,218,000 | 13,288,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 1,147,000 | 1,541,000 | 2,536,000 | 3,554,000 |
| Income tax | 42,000 | 0 | 0 | 0 |
| Net income | 1,105,000 | 1,541,000 | 2,536,000 | 3,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,096,000 | 46,235,000 | 46,581,000 | 46,950,000 |
| Total capital | 50,813,000 | 49,953,000 | 50,343,000 | 50,773,000 |
| Risk-weighted assets | 296,319,000 | 296,297,000 | 299,794,000 | 304,642,000 |