Call reports 2020
FNB COMMUNITY BANK — 2020
What FNB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 487,441,000 | 526,238,000 | 507,397,000 | 504,672,000 |
| Total loans | 230,627,000 | 246,889,000 | 245,184,000 | 236,340,000 |
| Allowance for loan losses | 3,794,000 | 4,152,000 | 4,406,000 | 4,560,000 |
| Securities available for sale | 176,636,000 | 179,438,000 | 178,419,000 | 176,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,605,000 | 444,033,000 | 429,842,000 | 433,283,000 |
| Interest-bearing deposits | 325,005,000 | 330,979,000 | 318,711,000 | 317,304,000 |
| Noninterest-bearing deposits | 88,600,000 | 113,054,000 | 111,131,000 | 115,979,000 |
| Equity capital | 50,273,000 | 52,635,000 | 53,586,000 | 50,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,329,000 | 12,583,000 | 16,313,000 |
| Interest expense | 521,000 | 882,000 | 1,125,000 | 1,297,000 |
| Net interest income | 3,655,000 | 7,447,000 | 11,458,000 | 15,016,000 |
| Noninterest income | 683,000 | 1,214,000 | 2,219,000 | -293,000 |
| Noninterest expense | 3,457,000 | 6,779,000 | 10,260,000 | 13,682,000 |
| Provision for loan losses | 75,000 | 375,000 | 625,000 | 775,000 |
| Pretax income | 809,000 | 1,510,000 | 2,795,000 | 273,000 |
| Income tax | 63,000 | 125,000 | 169,000 | 176,000 |
| Net income | 746,000 | 1,385,000 | 2,626,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,630,000 | 48,776,000 | 49,270,000 | 45,992,000 |
| Total capital | 53,221,000 | 52,625,000 | 53,048,000 | 49,643,000 |
| Risk-weighted assets | 287,109,000 | 307,590,000 | 301,634,000 | 291,132,000 |