Call reports 2019
FNB COMMUNITY BANK — 2019
What FNB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 512,558,000 | 478,005,000 | 463,560,000 | 454,526,000 |
| Total loans | 240,955,000 | 243,182,000 | 241,514,000 | 227,831,000 |
| Allowance for loan losses | 3,748,000 | 3,812,000 | 4,498,000 | 3,717,000 |
| Securities available for sale | 195,008,000 | 188,799,000 | 177,575,000 | 167,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,670,000 | 409,749,000 | 395,454,000 | 382,844,000 |
| Interest-bearing deposits | 322,648,000 | 313,315,000 | 297,611,000 | 290,394,000 |
| Noninterest-bearing deposits | 100,022,000 | 96,434,000 | 97,843,000 | 92,450,000 |
| Equity capital | 48,364,000 | 50,857,000 | 51,476,000 | 50,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,541,000 | 13,898,000 | 18,166,000 |
| Interest expense | 668,000 | 1,267,000 | 1,812,000 | 2,303,000 |
| Net interest income | 4,100,000 | 8,274,000 | 12,086,000 | 15,863,000 |
| Noninterest income | 584,000 | 1,294,000 | 2,146,000 | 2,812,000 |
| Noninterest expense | 3,499,000 | 6,899,000 | 10,084,000 | 13,586,000 |
| Provision for loan losses | 75,000 | 160,000 | 910,000 | 2,110,000 |
| Pretax income | 1,127,000 | 2,526,000 | 3,272,000 | 3,013,000 |
| Income tax | 0 | 0 | 100,000 | 250,000 |
| Net income | 1,127,000 | 2,526,000 | 3,172,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,236,000 | 50,142,000 | 50,041,000 | 48,884,000 |
| Total capital | 53,961,000 | 53,800,000 | 53,588,000 | 52,395,000 |
| Risk-weighted assets | 297,988,000 | 292,487,000 | 282,847,000 | 280,679,000 |