Call reports 2018
FNB COMMUNITY BANK — 2018
What FNB COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 485,331,000 | 478,443,000 | 470,651,000 | 478,427,000 |
| Total loans | 203,763,000 | 216,730,000 | 221,148,000 | 231,361,000 |
| Allowance for loan losses | 3,368,000 | 3,451,000 | 3,515,000 | 3,686,000 |
| Securities available for sale | 224,445,000 | 226,067,000 | 211,463,000 | 201,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,001,000 | 424,324,000 | 406,670,000 | 394,647,000 |
| Interest-bearing deposits | 324,807,000 | 322,139,000 | 304,200,000 | 293,246,000 |
| Noninterest-bearing deposits | 104,194,000 | 102,185,000 | 102,470,000 | 101,401,000 |
| Equity capital | 44,322,000 | 43,768,000 | 43,649,000 | 45,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,967,000 | 8,117,000 | 12,356,000 | 16,854,000 |
| Interest expense | 226,000 | 454,000 | 748,000 | 1,241,000 |
| Net interest income | 3,741,000 | 7,663,000 | 11,608,000 | 15,613,000 |
| Noninterest income | 704,000 | 1,413,000 | 2,261,000 | 2,957,000 |
| Noninterest expense | 3,248,000 | 6,503,000 | 9,913,000 | 13,310,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 325,000 |
| Pretax income | 1,197,000 | 2,498,000 | 3,806,000 | 4,935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,197,000 | 2,498,000 | 3,806,000 | 4,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,259,000 | 48,167,000 | 48,727,000 | 49,110,000 |
| Total capital | 51,485,000 | 51,534,000 | 52,111,000 | 52,684,000 |
| Risk-weighted assets | 257,912,000 | 269,282,000 | 270,550,000 | 285,843,000 |