Call reports 2017
FNB COMMUNITY BANK — 2017
What FNB COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 476,825,000 | 471,795,000 | 462,563,000 | 456,899,000 |
| Total loans | 198,049,000 | 192,226,000 | 190,843,000 | 192,759,000 |
| Allowance for loan losses | 2,918,000 | 3,138,000 | 3,384,000 | 3,376,000 |
| Securities available for sale | 204,769,000 | 204,561,000 | 214,520,000 | 216,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,431,000 | 414,720,000 | 403,815,000 | 397,441,000 |
| Interest-bearing deposits | 321,678,000 | 314,277,000 | 303,032,000 | 293,414,000 |
| Noninterest-bearing deposits | 98,753,000 | 100,443,000 | 100,783,000 | 104,027,000 |
| Equity capital | 46,267,000 | 47,090,000 | 47,321,000 | 45,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,632,000 | 7,359,000 | 11,095,000 | 14,880,000 |
| Interest expense | 277,000 | 541,000 | 790,000 | 1,023,000 |
| Net interest income | 3,355,000 | 6,818,000 | 10,305,000 | 13,857,000 |
| Noninterest income | 742,000 | 1,475,000 | 2,391,000 | 3,198,000 |
| Noninterest expense | 3,339,000 | 6,505,000 | 9,644,000 | 13,298,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 675,000 |
| Pretax income | 533,000 | 1,338,000 | 2,392,000 | 3,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 1,338,000 | 2,392,000 | 3,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,681,000 | 46,446,000 | 46,855,000 | 47,062,000 |
| Total capital | 49,599,000 | 49,549,000 | 49,951,000 | 50,184,000 |
| Risk-weighted assets | 255,140,000 | 248,209,000 | 247,429,000 | 249,506,000 |