Call reports 2016
FNB COMMUNITY BANK — 2016
What FNB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 475,371,000 | 473,113,000 | 473,448,000 | 444,794,000 |
| Total loans | 186,180,000 | 202,015,000 | 199,462,000 | 195,319,000 |
| Allowance for loan losses | 2,524,000 | 2,574,000 | 2,615,000 | 2,697,000 |
| Securities available for sale | 228,069,000 | 236,659,000 | 227,836,000 | 213,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,928,000 | 406,490,000 | 396,175,000 | 390,530,000 |
| Interest-bearing deposits | 327,888,000 | 318,931,000 | 303,687,000 | 288,796,000 |
| Noninterest-bearing deposits | 90,040,000 | 87,559,000 | 92,488,000 | 101,734,000 |
| Equity capital | 48,327,000 | 48,719,000 | 49,213,000 | 45,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,625,000 | 7,392,000 | 11,146,000 | 14,883,000 |
| Interest expense | 361,000 | 699,000 | 1,051,000 | 1,376,000 |
| Net interest income | 3,264,000 | 6,693,000 | 10,095,000 | 13,507,000 |
| Noninterest income | 691,000 | 1,426,000 | 2,437,000 | 3,245,000 |
| Noninterest expense | 3,424,000 | 6,769,000 | 9,911,000 | 13,427,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 477,000 | 1,475,000 | 2,734,000 | 3,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 1,475,000 | 2,734,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,486,000 | 45,559,000 | 46,168,000 | 46,148,000 |
| Total capital | 48,010,000 | 48,133,000 | 48,783,000 | 48,845,000 |
| Risk-weighted assets | 241,705,000 | 254,525,000 | 252,142,000 | 245,176,000 |