Call reports 2015
FNB COMMUNITY BANK — 2015
What FNB COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 472,505,000 | 473,033,000 | 465,539,000 | 454,846,000 |
| Total loans | 185,463,000 | 183,448,000 | 179,822,000 | 185,694,000 |
| Allowance for loan losses | 2,420,000 | 2,459,000 | 2,464,000 | 2,464,000 |
| Securities available for sale | 226,396,000 | 237,197,000 | 238,909,000 | 220,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,393,000 | 410,038,000 | 399,784,000 | 397,849,000 |
| Interest-bearing deposits | 318,116,000 | 321,416,000 | 309,558,000 | 306,257,000 |
| Noninterest-bearing deposits | 89,277,000 | 88,622,000 | 90,226,000 | 91,592,000 |
| Equity capital | 52,939,000 | 51,473,000 | 51,896,000 | 47,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,402,000 | 11,058,000 | 14,754,000 |
| Interest expense | 433,000 | 857,000 | 1,266,000 | 1,637,000 |
| Net interest income | 3,297,000 | 6,545,000 | 9,792,000 | 13,117,000 |
| Noninterest income | 710,000 | 1,562,000 | 2,606,000 | 3,375,000 |
| Noninterest expense | 3,060,000 | 6,132,000 | 9,283,000 | 12,644,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 873,000 | 1,826,000 | 2,902,000 | 4,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 873,000 | 1,826,000 | 2,902,000 | 4,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,403,000 | 48,057,000 | 48,433,000 | 45,009,000 |
| Total capital | 50,823,000 | 50,516,000 | 50,897,000 | 47,473,000 |
| Risk-weighted assets | 258,374,000 | 258,289,000 | 252,873,000 | 238,895,000 |