Call reports 2014
FNB COMMUNITY BANK — 2014
What FNB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 451,344,000 | 458,557,000 | 450,802,000 | 450,364,000 |
| Total loans | 169,496,000 | 176,370,000 | 181,172,000 | 187,163,000 |
| Allowance for loan losses | 1,655,000 | 1,813,000 | 2,056,000 | 2,335,000 |
| Securities available for sale | 242,512,000 | 237,735,000 | 237,065,000 | 223,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,646,000 | 397,096,000 | 380,401,000 | 387,099,000 |
| Interest-bearing deposits | 312,410,000 | 315,535,000 | 298,530,000 | 303,792,000 |
| Noninterest-bearing deposits | 80,236,000 | 81,561,000 | 81,871,000 | 83,307,000 |
| Equity capital | 49,126,000 | 50,994,000 | 50,906,000 | 51,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,696,000 | 7,428,000 | 11,270,000 | 14,992,000 |
| Interest expense | 529,000 | 1,046,000 | 1,549,000 | 2,025,000 |
| Net interest income | 3,167,000 | 6,382,000 | 9,721,000 | 12,967,000 |
| Noninterest income | 698,000 | 1,609,000 | 2,553,000 | 3,275,000 |
| Noninterest expense | 2,858,000 | 5,880,000 | 8,946,000 | 12,103,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 857,000 | 1,825,000 | 2,742,000 | 3,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 857,000 | 1,825,000 | 2,742,000 | 3,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,825,000 | 47,044,000 | 47,361,000 | 47,531,000 |
| Total capital | 48,480,000 | 48,857,000 | 49,417,000 | 49,866,000 |
| Risk-weighted assets | 225,231,000 | 231,642,000 | 233,805,000 | 239,227,000 |