Call reports 2013
FNB COMMUNITY BANK — 2013
What FNB COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 463,921,000 | 462,410,000 | 441,437,000 | 436,209,000 |
| Total loans | 149,857,000 | 153,078,000 | 153,170,000 | 155,519,000 |
| Allowance for loan losses | 1,541,000 | 1,555,000 | 1,498,000 | 1,463,000 |
| Securities available for sale | 259,186,000 | 252,476,000 | 248,285,000 | 236,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,943,000 | 401,849,000 | 380,737,000 | 380,841,000 |
| Interest-bearing deposits | 324,957,000 | 323,618,000 | 300,861,000 | 297,051,000 |
| Noninterest-bearing deposits | 75,986,000 | 78,231,000 | 79,876,000 | 83,790,000 |
| Equity capital | 51,511,000 | 47,345,000 | 47,031,000 | 47,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 6,940,000 | 10,304,000 | 13,902,000 |
| Interest expense | 679,000 | 1,305,000 | 1,931,000 | 2,487,000 |
| Net interest income | 2,857,000 | 5,635,000 | 8,373,000 | 11,415,000 |
| Noninterest income | 667,000 | 1,506,000 | 2,459,000 | 3,151,000 |
| Noninterest expense | 2,948,000 | 5,814,000 | 8,656,000 | 11,672,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 210,000 |
| Pretax income | 561,000 | 1,297,000 | 2,116,000 | 2,905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,297,000 | 2,116,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,200,000 | 45,186,000 | 45,504,000 | 45,969,000 |
| Total capital | 46,741,000 | 46,741,000 | 47,002,000 | 47,432,000 |
| Risk-weighted assets | 209,566,000 | 213,357,000 | 208,730,000 | 210,109,000 |