Call reports 2012
FNB COMMUNITY BANK — 2012
What FNB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 470,746,000 | 470,643,000 | 459,376,000 | 449,380,000 |
| Total loans | 147,237,000 | 150,642,000 | 149,806,000 | 149,304,000 |
| Allowance for loan losses | 2,008,000 | 1,954,000 | 1,917,000 | 1,851,000 |
| Securities available for sale | 266,867,000 | 262,039,000 | 256,342,000 | 247,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,831,000 | 405,523,000 | 389,066,000 | 378,320,000 |
| Interest-bearing deposits | 334,179,000 | 330,730,000 | 312,953,000 | 305,525,000 |
| Noninterest-bearing deposits | 70,652,000 | 74,793,000 | 76,113,000 | 72,795,000 |
| Equity capital | 51,508,000 | 51,269,000 | 53,243,000 | 51,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,095,000 | 8,115,000 | 11,944,000 | 15,616,000 |
| Interest expense | 886,000 | 1,694,000 | 2,453,000 | 3,173,000 |
| Net interest income | 3,209,000 | 6,421,000 | 9,491,000 | 12,443,000 |
| Noninterest income | 745,000 | 1,682,000 | 2,532,000 | 3,297,000 |
| Noninterest expense | 2,921,000 | 6,197,000 | 9,048,000 | 11,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,408,000 | 2,839,000 | 3,908,000 | 4,999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,408,000 | 2,839,000 | 3,908,000 | 4,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,872,000 | 45,203,000 | 45,772,000 | 44,638,000 |
| Total capital | 46,880,000 | 47,157,000 | 47,689,000 | 46,489,000 |
| Risk-weighted assets | 207,208,000 | 209,928,000 | 205,428,000 | 205,674,000 |