Call reports 2011
FNB COMMUNITY BANK — 2011
What FNB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 437,977,000 | 431,989,000 | 428,720,000 | 431,964,000 |
| Total loans | 157,895,000 | 151,727,000 | 151,362,000 | 147,235,000 |
| Allowance for loan losses | 2,139,000 | 2,137,000 | 2,111,000 | 2,016,000 |
| Securities available for sale | 222,258,000 | 236,738,000 | 235,581,000 | 222,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,747,000 | 372,739,000 | 364,940,000 | 371,110,000 |
| Interest-bearing deposits | 312,418,000 | 309,559,000 | 297,905,000 | 306,556,000 |
| Noninterest-bearing deposits | 65,329,000 | 63,180,000 | 67,035,000 | 64,554,000 |
| Equity capital | 47,194,000 | 49,101,000 | 51,064,000 | 50,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,301,000 | 8,621,000 | 12,931,000 | 17,066,000 |
| Interest expense | 1,106,000 | 2,246,000 | 3,324,000 | 4,293,000 |
| Net interest income | 3,195,000 | 6,375,000 | 9,607,000 | 12,773,000 |
| Noninterest income | 717,000 | 1,594,000 | 2,469,000 | 3,297,000 |
| Noninterest expense | 2,745,000 | 5,504,000 | 8,408,000 | 11,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,167,000 | 2,465,000 | 3,668,000 | 4,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,167,000 | 2,465,000 | 3,668,000 | 4,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,721,000 | 42,063,000 | 42,791,000 | 43,464,000 |
| Total capital | 43,860,000 | 44,200,000 | 44,902,000 | 45,480,000 |
| Risk-weighted assets | 210,008,000 | 202,712,000 | 202,016,000 | 200,124,000 |