Call reports 2010
FNB COMMUNITY BANK — 2010
What FNB COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 404,588,000 | 411,418,000 | 400,517,000 | 410,979,000 |
| Total loans | 172,051,000 | 168,464,000 | 164,329,000 | 161,807,000 |
| Allowance for loan losses | 2,153,000 | 2,260,000 | 2,233,000 | 2,125,000 |
| Securities available for sale | 197,023,000 | 199,514,000 | 196,656,000 | 202,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,696,000 | 348,117,000 | 335,615,000 | 354,292,000 |
| Interest-bearing deposits | 277,053,000 | 280,103,000 | 272,626,000 | 290,575,000 |
| Noninterest-bearing deposits | 63,643,000 | 68,014,000 | 62,989,000 | 63,717,000 |
| Equity capital | 46,576,000 | 47,717,000 | 46,916,000 | 45,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,568,000 | 9,169,000 | 13,687,000 | 18,040,000 |
| Interest expense | 1,139,000 | 2,297,000 | 3,462,000 | 4,627,000 |
| Net interest income | 3,429,000 | 6,872,000 | 10,225,000 | 13,413,000 |
| Noninterest income | 809,000 | 1,698,000 | 2,511,000 | 3,329,000 |
| Noninterest expense | 2,850,000 | 5,693,000 | 8,601,000 | 11,406,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 375,000 |
| Pretax income | 1,238,000 | 2,577,000 | 3,910,000 | 5,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,238,000 | 2,577,000 | 3,910,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,731,000 | 41,020,000 | 39,828,000 | 40,553,000 |
| Total capital | 42,884,000 | 43,280,000 | 42,061,000 | 42,678,000 |
| Risk-weighted assets | 217,298,000 | 215,728,000 | 209,653,000 | 208,197,000 |