Call reports 2024
WHITE STATE BANK — 2024
What WHITE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 98,267,000 | 100,313,000 | 100,761,000 | 100,083,000 |
| Total loans | 35,627,000 | 35,177,000 | 36,741,000 | 37,072,000 |
| Allowance for loan losses | 617,000 | 643,000 | 644,000 | 647,000 |
| Securities available for sale | 51,963,000 | 56,576,000 | 55,871,000 | 57,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,576,000 | 90,293,000 | 89,670,000 | 89,489,000 |
| Interest-bearing deposits | 70,752,000 | 72,320,000 | 70,294,000 | 70,773,000 |
| Noninterest-bearing deposits | 17,824,000 | 17,973,000 | 19,376,000 | 18,716,000 |
| Equity capital | 8,912,000 | 9,317,000 | 10,491,000 | 10,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,105,000 | 3,246,000 | 4,361,000 |
| Interest expense | 297,000 | 653,000 | 1,024,000 | 1,392,000 |
| Net interest income | 742,000 | 1,452,000 | 2,222,000 | 2,969,000 |
| Noninterest income | 41,000 | 72,000 | 104,000 | 137,000 |
| Noninterest expense | 380,000 | 752,000 | 1,030,000 | 1,451,000 |
| Provision for loan losses | -4,000 | 28,000 | 27,000 | 28,000 |
| Pretax income | 403,000 | 772,000 | 1,296,000 | 1,655,000 |
| Income tax | 59,000 | 144,000 | 269,000 | 353,000 |
| Net income | 344,000 | 628,000 | 1,027,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,537,000 | 10,821,000 | 10,846,000 | 11,120,000 |