Call reports 2023
WHITE STATE BANK — 2023
What WHITE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 91,231,000 | 92,052,000 | 91,030,000 | 99,838,000 |
| Total loans | 33,707,000 | 33,710,000 | 33,535,000 | 37,148,000 |
| Allowance for loan losses | 635,000 | 640,000 | 644,000 | 616,000 |
| Securities available for sale | 46,032,000 | 46,285,000 | 46,361,000 | 47,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,151,000 | 83,792,000 | 82,900,000 | 90,167,000 |
| Interest-bearing deposits | 64,054,000 | 65,006,000 | 64,629,000 | 68,553,000 |
| Noninterest-bearing deposits | 19,097,000 | 18,786,000 | 18,270,000 | 21,614,000 |
| Equity capital | 7,642,000 | 7,842,000 | 7,650,000 | 9,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,658,000 | 2,571,000 | 3,579,000 |
| Interest expense | 114,000 | 250,000 | 439,000 | 647,000 |
| Net interest income | 667,000 | 1,408,000 | 2,132,000 | 2,932,000 |
| Noninterest income | 45,000 | 121,000 | 155,000 | 147,000 |
| Noninterest expense | 357,000 | 722,000 | 1,089,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | -33,000 |
| Pretax income | 355,000 | 807,000 | 1,198,000 | 1,642,000 |
| Income tax | 114,000 | 161,000 | 253,000 | 359,000 |
| Net income | 241,000 | 646,000 | 945,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,901,000 | 10,307,000 | 10,305,000 | 10,643,000 |