Call reports 2022
WHITE STATE BANK — 2022
What WHITE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 47,112,000 | 48,907,000 | 90,301,000 | 92,899,000 |
| Total loans | 22,063,000 | 21,233,000 | 34,111,000 | 36,396,000 |
| Allowance for loan losses | 356,000 | 360,000 | 637,000 | 631,000 |
| Securities available for sale | 20,055,000 | 19,854,000 | 42,578,000 | 44,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,905,000 | 43,049,000 | 83,266,000 | 85,175,000 |
| Interest-bearing deposits | 32,838,000 | 34,683,000 | 66,530,000 | 66,209,000 |
| Noninterest-bearing deposits | 8,067,000 | 8,367,000 | 16,736,000 | 18,966,000 |
| Equity capital | 6,062,000 | 5,651,000 | 6,723,000 | 7,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 721,000 | 2,006,000 | 2,840,000 |
| Interest expense | 36,000 | 73,000 | 183,000 | 269,000 |
| Net interest income | 313,000 | 648,000 | 1,823,000 | 2,571,000 |
| Noninterest income | 28,000 | 89,000 | 252,000 | 326,000 |
| Noninterest expense | 191,000 | 401,000 | 1,248,000 | 1,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 321,000 | 810,000 | 1,151,000 |
| Income tax | 36,000 | 80,000 | 188,000 | 269,000 |
| Net income | 114,000 | 241,000 | 622,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,261,000 | 6,102,000 | 9,801,000 | 10,061,000 |