Call reports 2021
WHITE STATE BANK — 2021
What WHITE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 47,339,000 | 48,450,000 | 48,312,000 | 47,658,000 |
| Total loans | 24,525,000 | 22,922,000 | 20,734,000 | 22,889,000 |
| Allowance for loan losses | 341,000 | 345,000 | 349,000 | 353,000 |
| Securities available for sale | 14,461,000 | 16,769,000 | 19,427,000 | 21,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,681,000 | 40,516,000 | 40,739,000 | 40,198,000 |
| Interest-bearing deposits | 30,374,000 | 32,181,000 | 32,000,000 | 32,479,000 |
| Noninterest-bearing deposits | 9,307,000 | 8,335,000 | 8,739,000 | 7,718,000 |
| Equity capital | 7,291,000 | 7,561,000 | 7,277,000 | 7,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 702,000 | 1,037,000 | 1,746,000 |
| Interest expense | 42,000 | 83,000 | 122,000 | 160,000 |
| Net interest income | 305,000 | 619,000 | 915,000 | 1,586,000 |
| Noninterest income | 256,000 | 392,000 | 413,000 | 83,000 |
| Noninterest expense | 184,000 | 358,000 | 540,000 | 746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 723,000 | 867,000 | 1,001,000 |
| Income tax | 111,000 | 177,000 | 209,000 | 243,000 |
| Net income | 336,000 | 546,000 | 658,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,089,000 | 6,299,000 | 6,060,000 | 6,161,000 |