Call reports 2018
WHITE STATE BANK — 2018
What WHITE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,960,000 | 36,993,000 | 36,719,000 | 37,859,000 |
| Total loans | 23,770,000 | 22,950,000 | 23,523,000 | 22,226,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 297,000 |
| Securities available for sale | 8,720,000 | 8,540,000 | 8,643,000 | 9,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,973,000 | 30,843,000 | 30,632,000 | 31,587,000 |
| Interest-bearing deposits | 24,082,000 | 24,251,000 | 24,578,000 | 24,295,000 |
| Noninterest-bearing deposits | 6,891,000 | 6,592,000 | 6,054,000 | 7,292,000 |
| Equity capital | 5,889,000 | 6,058,000 | 5,971,000 | 6,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 689,000 | 1,041,000 | 1,400,000 |
| Interest expense | 39,000 | 77,000 | 121,000 | 168,000 |
| Net interest income | 302,000 | 612,000 | 920,000 | 1,232,000 |
| Noninterest income | 29,000 | 53,000 | 77,000 | 105,000 |
| Noninterest expense | 169,000 | 329,000 | 487,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 162,000 | 336,000 | 510,000 | 675,000 |
| Income tax | 38,000 | 73,000 | 112,000 | 148,000 |
| Net income | 124,000 | 263,000 | 398,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,178,000 | 5,316,000 | 5,253,000 | 5,381,000 |
| Total capital | 5,463,000 | 5,601,000 | 5,538,000 | 5,678,000 |
| Risk-weighted assets | 29,542,000 | 28,719,000 | 29,401,000 | 29,368,000 |