Call reports 2017
WHITE STATE BANK — 2017
What WHITE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,083,000 | 36,712,000 | 37,722,000 | 38,339,000 |
| Total loans | 21,340,000 | 21,683,000 | 22,703,000 | 23,624,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 285,000 |
| Securities available for sale | 9,941,000 | 10,767,000 | 10,284,000 | 9,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,021,000 | 29,903,000 | 29,579,000 | 30,508,000 |
| Interest-bearing deposits | 25,067,000 | 25,148,000 | 24,919,000 | 24,769,000 |
| Noninterest-bearing deposits | 4,954,000 | 4,755,000 | 4,659,000 | 5,740,000 |
| Equity capital | 5,962,000 | 6,105,000 | 6,061,000 | 6,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 665,000 | 1,004,000 | 1,357,000 |
| Interest expense | 36,000 | 73,000 | 112,000 | 151,000 |
| Net interest income | 296,000 | 592,000 | 892,000 | 1,206,000 |
| Noninterest income | 26,000 | 48,000 | 58,000 | 84,000 |
| Noninterest expense | 164,000 | 333,000 | 479,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 158,000 | 315,000 | 487,000 | 665,000 |
| Income tax | 55,000 | 109,000 | 169,000 | 231,000 |
| Net income | 103,000 | 206,000 | 318,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,023,000 | 5,126,000 | 5,088,000 | 5,204,000 |
| Total capital | 5,308,000 | 5,411,000 | 5,373,000 | 5,489,000 |
| Risk-weighted assets | 27,685,000 | 28,312,000 | 28,662,000 | 29,618,000 |