Call reports 2012
WHITE STATE BANK — 2012
What WHITE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,468,000 | 33,054,000 | 33,209,000 | 34,526,000 |
| Total loans | 17,314,000 | 17,391,000 | 18,341,000 | 19,811,000 |
| Allowance for loan losses | 244,000 | 244,000 | 250,000 | 250,000 |
| Securities available for sale | 9,139,000 | 9,358,000 | 8,266,000 | 8,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,193,000 | 27,690,000 | 27,735,000 | 28,123,000 |
| Interest-bearing deposits | 23,164,000 | 24,048,000 | 24,031,000 | 23,980,000 |
| Noninterest-bearing deposits | 4,029,000 | 3,641,000 | 3,704,000 | 4,143,000 |
| Equity capital | 5,049,000 | 5,186,000 | 5,262,000 | 5,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 708,000 | 1,060,000 | 1,415,000 |
| Interest expense | 68,000 | 133,000 | 193,000 | 251,000 |
| Net interest income | 289,000 | 575,000 | 867,000 | 1,164,000 |
| Noninterest income | 31,000 | 57,000 | 87,000 | 122,000 |
| Noninterest expense | 136,000 | 268,000 | 400,000 | 524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 364,000 | 554,000 | 762,000 |
| Income tax | 59,000 | 123,000 | 189,000 | 262,000 |
| Net income | 125,000 | 241,000 | 365,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,837,000 | 3,959,000 | 3,991,000 | 4,134,000 |
| Total capital | 4,076,000 | 4,200,000 | 4,238,000 | 4,384,000 |
| Risk-weighted assets | 19,109,000 | 19,311,000 | 19,757,000 | 21,424,000 |