Call reports 2011
WHITE STATE BANK — 2011
What WHITE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,531,000 | 31,811,000 | 33,000,000 | 32,244,000 |
| Total loans | 14,842,000 | 15,652,000 | 16,995,000 | 17,058,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 245,000 |
| Securities available for sale | 9,002,000 | 12,128,000 | 11,928,000 | 10,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,731,000 | 26,760,000 | 26,081,000 | 27,039,000 |
| Interest-bearing deposits | 21,444,000 | 23,232,000 | 22,724,000 | 22,404,000 |
| Noninterest-bearing deposits | 3,287,000 | 3,528,000 | 3,357,000 | 4,635,000 |
| Equity capital | 4,638,000 | 4,862,000 | 4,888,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 679,000 | 1,037,000 | 1,406,000 |
| Interest expense | 77,000 | 155,000 | 234,000 | 307,000 |
| Net interest income | 259,000 | 524,000 | 803,000 | 1,099,000 |
| Noninterest income | 30,000 | 58,000 | 87,000 | 120,000 |
| Noninterest expense | 138,000 | 274,000 | 401,000 | 528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 308,000 | 489,000 | 692,000 |
| Income tax | 49,000 | 98,000 | 158,000 | 223,000 |
| Net income | 102,000 | 210,000 | 331,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,518,000 | 3,633,000 | 3,661,000 | 3,805,000 |
| Total capital | 3,722,000 | 3,856,000 | 3,900,000 | 4,042,000 |
| Risk-weighted assets | 16,645,000 | 17,850,000 | 19,147,000 | 18,978,000 |