Call reports 2007
WHITE STATE BANK — 2007
What WHITE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,191,000 | 24,521,000 | 25,022,000 | 24,914,000 |
| Total loans | 11,631,000 | 12,755,000 | 13,390,000 | 13,934,000 |
| Allowance for loan losses | 233,000 | 233,000 | 234,000 | 236,000 |
| Securities available for sale | 10,509,000 | 9,630,000 | 9,512,000 | 8,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,315,000 | 20,344,000 | 19,675,000 | 20,883,000 |
| Interest-bearing deposits | 17,443,000 | 17,579,000 | 16,989,000 | 17,946,000 |
| Noninterest-bearing deposits | 2,872,000 | 2,765,000 | 2,686,000 | 2,937,000 |
| Equity capital | 3,675,000 | 3,694,000 | 3,727,000 | 3,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 681,000 | 1,042,000 | 1,405,000 |
| Interest expense | 123,000 | 264,000 | 411,000 | 556,000 |
| Net interest income | 210,000 | 417,000 | 631,000 | 849,000 |
| Noninterest income | 27,000 | 52,000 | 80,000 | 109,000 |
| Noninterest expense | 141,000 | 281,000 | 418,000 | 522,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 96,000 | 188,000 | 293,000 | 409,000 |
| Income tax | 29,000 | 55,000 | 86,000 | 122,000 |
| Net income | 67,000 | 133,000 | 207,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,572,000 | 2,645,000 | 2,626,000 | 2,712,000 |
| Total capital | 2,737,000 | 2,822,000 | 2,810,000 | 2,902,000 |
| Risk-weighted assets | 13,160,000 | 14,095,000 | 14,677,000 | 15,185,000 |
Machine access — free, no API key
Every figure shown here about WHITE STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.