Call reports 2005
WHITE STATE BANK — 2005
What WHITE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,936,000 | 22,983,000 | 23,101,000 | 23,758,000 |
| Total loans | 10,124,000 | 10,065,000 | 9,802,000 | 9,677,000 |
| Allowance for loan losses | 271,000 | 286,000 | 276,000 | 271,000 |
| Securities available for sale | 9,364,000 | 11,105,000 | 11,052,000 | 12,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,313,000 | 19,269,000 | 19,320,000 | 19,308,000 |
| Interest-bearing deposits | 18,675,000 | 16,860,000 | 11,716,000 | 16,494,000 |
| Noninterest-bearing deposits | 2,638,000 | 2,409,000 | 7,604,000 | 2,814,000 |
| Equity capital | 3,452,000 | 3,544,000 | 3,619,000 | 3,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 80,000 | 370,000 | 646,000 | 937,000 |
| Interest expense | 19,000 | 85,000 | 160,000 | 242,000 |
| Net interest income | 61,000 | 285,000 | 486,000 | 695,000 |
| Noninterest income | 7,000 | 38,000 | 75,000 | 106,000 |
| Noninterest expense | 31,000 | 166,000 | 316,000 | 511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 157,000 | 245,000 | 290,000 |
| Income tax | 26,000 | 64,000 | 77,000 | 91,000 |
| Net income | 11,000 | 93,000 | 168,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,339,000 | 2,403,000 | 2,482,000 | 2,604,000 |
| Total capital | 2,483,000 | 2,543,000 | 2,621,000 | 2,745,000 |
| Risk-weighted assets | 11,365,000 | 11,060,000 | 10,985,000 | 11,182,000 |
Machine access — free, no API key
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