Call reports 2004
WHITE STATE BANK — 2004
What WHITE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,056,000 | 25,875,000 | 26,117,000 | 25,106,000 |
| Total loans | 10,373,000 | 10,334,000 | 10,744,000 | 10,435,000 |
| Allowance for loan losses | 274,000 | 274,000 | 275,000 | 272,000 |
| Securities available for sale | 12,710,000 | 12,966,000 | 11,547,000 | 9,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,376,000 | 20,305,000 | 20,397,000 | 21,874,000 |
| Interest-bearing deposits | 17,922,000 | 17,502,000 | 17,481,000 | 18,237,000 |
| Noninterest-bearing deposits | 2,454,000 | 2,803,000 | 2,916,000 | 3,637,000 |
| Equity capital | 5,476,000 | 5,409,000 | 5,507,000 | 3,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 602,000 | 902,000 | 1,198,000 |
| Interest expense | 72,000 | 136,000 | 200,000 | 263,000 |
| Net interest income | 227,000 | 466,000 | 702,000 | 935,000 |
| Noninterest income | 29,000 | 57,000 | 90,000 | 129,000 |
| Noninterest expense | 204,000 | 389,000 | 580,000 | 831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 134,000 | 194,000 | 204,000 |
| Income tax | 13,000 | 36,000 | 52,000 | 49,000 |
| Net income | 39,000 | 98,000 | 142,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,364,000 | 5,423,000 | 5,467,000 | 3,181,000 |
| Total capital | 5,555,000 | 5,575,000 | 5,623,000 | 3,329,000 |
| Risk-weighted assets | 15,180,000 | 12,016,000 | 12,339,000 | 11,758,000 |
Machine access — free, no API key
Every figure shown here about WHITE STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.