Call reports 2025
DAVIS TRUST COMPANY — 2025
What DAVIS TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 243,397,000 | 247,169,000 | 263,095,000 | 263,335,000 |
| Total loans | 196,444,000 | 204,659,000 | 209,805,000 | 216,355,000 |
| Allowance for loan losses | 1,926,000 | 1,927,000 | 1,967,000 | 1,578,000 |
| Securities available for sale | 4,666,000 | 4,704,000 | 4,824,000 | 4,845,000 |
| Securities held to maturity | 6,793,000 | 6,482,000 | 6,472,000 | 6,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,106,000 | 185,120,000 | 203,138,000 | 203,454,000 |
| Interest-bearing deposits | 122,848,000 | 123,639,000 | 124,507,000 | 121,669,000 |
| Noninterest-bearing deposits | 66,258,000 | 61,481,000 | 78,631,000 | 81,785,000 |
| Equity capital | 16,140,000 | 16,705,000 | 17,555,000 | 17,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,463,000 | 9,972,000 | 13,642,000 |
| Interest expense | 1,037,000 | 2,143,000 | 3,298,000 | 4,519,000 |
| Net interest income | 2,125,000 | 4,320,000 | 6,674,000 | 9,123,000 |
| Noninterest income | 223,000 | 524,000 | 910,000 | 1,216,000 |
| Noninterest expense | 1,607,000 | 3,381,000 | 5,095,000 | 6,858,000 |
| Provision for loan losses | 82,000 | 133,000 | 175,000 | 428,000 |
| Pretax income | 371,000 | 1,042,000 | 2,018,000 | 2,764,000 |
| Income tax | 46,000 | 180,000 | 394,000 | 554,000 |
| Net income | 325,000 | 862,000 | 1,624,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,159,000 | 21,696,000 | 22,456,000 | 22,537,000 |
| Total capital | 23,085,000 | 23,623,000 | 24,431,000 | 24,116,000 |
| Risk-weighted assets | 173,609,000 | 179,332,000 | 179,201,000 | 183,162,000 |