Call reports 2016
DAVIS TRUST COMPANY — 2016
What DAVIS TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,059,000 | 145,090,000 | 146,661,000 | 143,013,000 |
| Total loans | 76,266,000 | 75,075,000 | 76,049,000 | 76,417,000 |
| Allowance for loan losses | 552,000 | 547,000 | 588,000 | 618,000 |
| Securities available for sale | 9,643,000 | 9,731,000 | 9,700,000 | 9,751,000 |
| Securities held to maturity | 10,689,000 | 11,499,000 | 13,996,000 | 14,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,961,000 | 128,891,000 | 130,306,000 | 126,731,000 |
| Interest-bearing deposits | 82,663,000 | 83,008,000 | 82,582,000 | 80,735,000 |
| Noninterest-bearing deposits | 47,298,000 | 45,883,000 | 47,724,000 | 45,996,000 |
| Equity capital | 14,754,000 | 14,776,000 | 15,052,000 | 14,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,388,000 | 3,602,000 | 4,804,000 |
| Interest expense | 70,000 | 138,000 | 205,000 | 269,000 |
| Net interest income | 1,128,000 | 2,250,000 | 3,397,000 | 4,535,000 |
| Noninterest income | 321,000 | 637,000 | 965,000 | 1,267,000 |
| Noninterest expense | 1,220,000 | 2,380,000 | 3,538,000 | 4,693,000 |
| Provision for loan losses | 12,000 | 30,000 | 47,000 | 81,000 |
| Pretax income | 217,000 | 477,000 | 777,000 | 1,028,000 |
| Income tax | 44,000 | 96,000 | 101,000 | 120,000 |
| Net income | 173,000 | 381,000 | 676,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,428,000 | 17,437,000 | 17,732,000 | 17,601,000 |
| Total capital | 18,014,000 | 18,016,000 | 18,356,000 | 18,267,000 |
| Risk-weighted assets | 96,783,000 | 96,851,000 | 97,730,000 | 98,577,000 |