Call reports 2015
DAVIS TRUST COMPANY — 2015
What DAVIS TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,562,000 | 143,395,000 | 143,000,000 | 143,251,000 |
| Total loans | 78,266,000 | 75,889,000 | 77,026,000 | 76,143,000 |
| Allowance for loan losses | 608,000 | 614,000 | 636,000 | 585,000 |
| Securities available for sale | 5,463,000 | 5,317,000 | 5,397,000 | 9,459,000 |
| Securities held to maturity | 6,228,000 | 6,226,000 | 6,525,000 | 9,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,497,000 | 125,462,000 | 124,850,000 | 125,592,000 |
| Interest-bearing deposits | 84,969,000 | 81,654,000 | 82,188,000 | 80,798,000 |
| Noninterest-bearing deposits | 41,528,000 | 43,808,000 | 42,662,000 | 44,794,000 |
| Equity capital | 17,000,000 | 16,853,000 | 17,107,000 | 16,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,354,000 | 3,524,000 | 4,666,000 |
| Interest expense | 79,000 | 156,000 | 230,000 | 301,000 |
| Net interest income | 1,131,000 | 2,198,000 | 3,294,000 | 4,365,000 |
| Noninterest income | 323,000 | 520,000 | 916,000 | 1,247,000 |
| Noninterest expense | 1,176,000 | 2,376,000 | 3,543,000 | 4,729,000 |
| Provision for loan losses | 1,000 | 2,000 | 29,000 | 44,000 |
| Pretax income | 277,000 | 340,000 | 638,000 | 839,000 |
| Income tax | 83,000 | 85,000 | 180,000 | 230,000 |
| Net income | 194,000 | 255,000 | 458,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,000,000 | 18,938,000 | 19,262,000 | 19,264,000 |
| Total capital | 19,648,000 | 19,593,000 | 19,936,000 | 19,889,000 |
| Risk-weighted assets | 95,004,000 | 92,048,000 | 93,072,000 | 95,577,000 |