Call reports 2019
METUCHEN SAVINGS BANK — 2019
What METUCHEN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 |
|---|---|
| Total assets | 256,918,000 |
| Total loans | 180,695,000 |
| Allowance for loan losses | 99,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 33,597,000 |
| Trading assets | 0 |
| Total deposits | 224,502,000 |
| Interest-bearing deposits | 204,224,000 |
| Noninterest-bearing deposits | 20,278,000 |
| Equity capital | 29,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 |
|---|---|
| Interest income | 2,771,000 |
| Interest expense | 493,000 |
| Net interest income | 2,278,000 |
| Noninterest income | 88,000 |
| Noninterest expense | 2,040,000 |
| Provision for loan losses | 76,000 |
| Pretax income | 250,000 |
| Income tax | 92,000 |
| Net income | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 |
|---|---|
| Tier 1 capital | 26,027,000 |
| Total capital | 26,126,000 |
| Risk-weighted assets | 160,287,000 |