Call reports 2018
METUCHEN SAVINGS BANK — 2018
What METUCHEN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,000,000 | 253,572,000 | 246,441,000 | 247,242,000 |
| Total loans | 165,267,000 | 169,694,000 | 174,893,000 | 177,917,000 |
| Allowance for loan losses | 1,274,000 | 1,307,000 | 1,340,000 | 22,000 |
| Securities available for sale | 61,551,000 | 60,207,000 | 53,164,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 36,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,098,000 | 222,829,000 | 215,487,000 | 214,920,000 |
| Interest-bearing deposits | 209,218,000 | 203,935,000 | 197,746,000 | 197,432,000 |
| Noninterest-bearing deposits | 18,880,000 | 18,894,000 | 17,741,000 | 17,488,000 |
| Equity capital | 26,566,000 | 26,635,000 | 26,675,000 | 29,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,170,000 | 6,308,000 | 2,043,000 |
| Interest expense | 239,000 | 481,000 | 760,000 | 293,000 |
| Net interest income | 1,843,000 | 3,689,000 | 5,548,000 | 1,750,000 |
| Noninterest income | 144,000 | 326,000 | 439,000 | 47,000 |
| Noninterest expense | 1,687,000 | 3,548,000 | 5,264,000 | 1,377,000 |
| Provision for loan losses | 23,000 | 55,000 | 88,000 | 22,000 |
| Pretax income | 277,000 | 412,000 | 588,000 | 488,000 |
| Income tax | 85,000 | 117,000 | 176,000 | 113,000 |
| Net income | 192,000 | 295,000 | 412,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,551,000 | 28,654,000 | 28,771,000 | 25,655,000 |
| Total capital | 29,825,000 | 29,961,000 | 30,111,000 | 25,677,000 |
| Risk-weighted assets | 142,859,000 | 146,357,000 | 149,570,000 | 152,501,000 |