Call reports 2017
METUCHEN SAVINGS BANK — 2017
What METUCHEN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 264,276,000 | 261,421,000 | 261,110,000 | 259,426,000 |
| Total loans | 148,099,000 | 148,742,000 | 150,756,000 | 159,072,000 |
| Allowance for loan losses | 1,204,000 | 1,214,000 | 1,226,000 | 1,251,000 |
| Securities available for sale | 82,918,000 | 75,898,000 | 67,361,000 | 62,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,879,000 | 229,416,000 | 229,314,000 | 228,029,000 |
| Interest-bearing deposits | 212,763,000 | 210,990,000 | 210,865,000 | 209,107,000 |
| Noninterest-bearing deposits | 19,116,000 | 18,426,000 | 18,449,000 | 18,922,000 |
| Equity capital | 27,134,000 | 26,949,000 | 26,966,000 | 26,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,724,000 | 5,654,000 | 7,617,000 |
| Interest expense | 250,000 | 507,000 | 764,000 | 1,016,000 |
| Net interest income | 1,603,000 | 3,217,000 | 4,890,000 | 6,601,000 |
| Noninterest income | 90,000 | 267,000 | 210,000 | 343,000 |
| Noninterest expense | 1,636,000 | 3,286,000 | 4,950,000 | 6,615,000 |
| Provision for loan losses | 9,000 | 18,000 | 29,000 | 82,000 |
| Pretax income | 48,000 | 211,000 | 167,000 | 293,000 |
| Income tax | 24,000 | 85,000 | 73,000 | 121,000 |
| Net income | 24,000 | 126,000 | 94,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,210,000 | 28,312,000 | 28,280,000 | 28,359,000 |
| Total capital | 29,414,000 | 29,526,000 | 29,506,000 | 29,610,000 |
| Risk-weighted assets | 128,352,000 | 128,742,000 | 130,041,000 | 140,159,000 |