Call reports 2011
METUCHEN SAVINGS BANK — 2011
What METUCHEN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,461,000 | 273,833,000 | 271,116,000 | 268,046,000 |
| Total loans | 135,601,000 | 137,617,000 | 137,019,000 | 136,782,000 |
| Allowance for loan losses | 1,379,000 | 1,388,000 | 1,388,000 | 1,297,000 |
| Securities available for sale | 101,065,000 | 102,723,000 | 109,668,000 | 102,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,433,000 | 237,113,000 | 231,809,000 | 228,972,000 |
| Interest-bearing deposits | 226,243,000 | 224,693,000 | 220,603,000 | 218,145,000 |
| Noninterest-bearing deposits | 9,190,000 | 12,420,000 | 11,206,000 | 10,827,000 |
| Equity capital | 23,019,000 | 24,115,000 | 26,481,000 | 27,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,283,000 | 7,870,000 | 10,397,000 |
| Interest expense | 642,000 | 1,232,000 | 1,785,000 | 2,293,000 |
| Net interest income | 1,972,000 | 4,051,000 | 6,085,000 | 8,104,000 |
| Noninterest income | 162,000 | 238,000 | 328,000 | 445,000 |
| Noninterest expense | 1,843,000 | 3,618,000 | 5,352,000 | 7,304,000 |
| Provision for loan losses | 808,000 | 830,000 | 830,000 | 838,000 |
| Pretax income | -517,000 | -120,000 | 298,000 | 474,000 |
| Income tax | -531,000 | -566,000 | -430,000 | -355,000 |
| Net income | 14,000 | 446,000 | 728,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,069,000 | 26,501,000 | 26,784,000 | 26,886,000 |
| Total capital | 27,448,000 | 27,889,000 | 28,142,000 | 28,183,000 |
| Risk-weighted assets | 115,655,000 | 115,304,000 | 108,585,000 | 112,988,000 |