Call reports 2005
METUCHEN SAVINGS BANK — 2005
What METUCHEN SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 272,612,000 | 274,940,000 | 272,041,000 | 275,332,000 |
| Total loans | 158,574,000 | 159,893,000 | 163,598,000 | 167,694,000 |
| Allowance for loan losses | 1,694,000 | 1,694,000 | 1,694,000 | 1,694,000 |
| Securities available for sale | 39,862,000 | 37,732,000 | 37,161,000 | 36,807,000 |
| Securities held to maturity | 50,758,000 | 50,604,000 | 45,560,000 | 50,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,722,000 | 236,743,000 | 228,131,000 | 224,976,000 |
| Interest-bearing deposits | 227,472,000 | 233,440,000 | 218,306,000 | 220,895,000 |
| Noninterest-bearing deposits | 13,250,000 | 3,303,000 | 9,825,000 | 4,081,000 |
| Equity capital | 20,745,000 | 21,615,000 | 22,041,000 | 22,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,346,000 | 6,740,000 | 10,039,000 | 13,599,000 |
| Interest expense | 1,048,000 | 2,178,000 | 3,387,000 | 4,756,000 |
| Net interest income | 2,298,000 | 4,562,000 | 6,652,000 | 8,843,000 |
| Noninterest income | 33,000 | 157,000 | 708,000 | 756,000 |
| Noninterest expense | 1,651,000 | 3,263,000 | 4,790,000 | 6,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 680,000 | 1,456,000 | 2,570,000 | 2,947,000 |
| Income tax | 260,000 | 532,000 | 922,000 | 1,038,000 |
| Net income | 420,000 | 924,000 | 1,648,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,309,000 | 21,813,000 | 22,537,000 | 22,798,000 |
| Total capital | 22,865,000 | 23,388,000 | 24,156,000 | 24,422,000 |
| Risk-weighted assets | 124,374,000 | 125,869,000 | 129,457,000 | 129,816,000 |
Machine access — free, no API key
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