Call reports 2003
METUCHEN SAVINGS BANK — 2003
What METUCHEN SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 248,308,000 | 258,642,000 | 277,003,000 | 277,399,000 |
| Total loans | 163,514,000 | 170,019,000 | 166,799,000 | 162,092,000 |
| Allowance for loan losses | 1,683,000 | 1,694,000 | 1,694,000 | 1,694,000 |
| Securities available for sale | 61,735,000 | 49,082,000 | 64,822,000 | 54,784,000 |
| Securities held to maturity | 2,156,000 | 1,966,000 | 16,023,000 | 24,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,437,000 | 229,087,000 | 250,360,000 | 251,371,000 |
| Interest-bearing deposits | 203,564,000 | 217,098,000 | 234,923,000 | 238,037,000 |
| Noninterest-bearing deposits | 11,873,000 | 11,989,000 | 15,437,000 | 13,334,000 |
| Equity capital | 18,118,000 | 18,609,000 | 18,844,000 | 19,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 6,950,000 | 10,341,000 | 13,808,000 |
| Interest expense | 1,381,000 | 2,638,000 | 3,863,000 | 5,078,000 |
| Net interest income | 2,126,000 | 4,312,000 | 6,478,000 | 8,730,000 |
| Noninterest income | 30,000 | 103,000 | 173,000 | 237,000 |
| Noninterest expense | 1,308,000 | 2,718,000 | 4,144,000 | 5,639,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 11,000 |
| Pretax income | 848,000 | 1,686,000 | 2,496,000 | 3,317,000 |
| Income tax | 342,000 | 675,000 | 1,006,000 | 1,316,000 |
| Net income | 506,000 | 1,011,000 | 1,490,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,736,000 | 18,251,000 | 18,742,000 | 19,248,000 |
| Total capital | 19,248,000 | 19,839,000 | 20,356,000 | 20,825,000 |
| Risk-weighted assets | 120,755,000 | 126,902,000 | 129,062,000 | 126,079,000 |
Machine access — free, no API key
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