Call reports 2015
COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA — 2015
What COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 75,596,000 | 73,947,000 | 73,733,000 |
| Total loans | 34,002,000 | 33,300,000 | 32,527,000 |
| Allowance for loan losses | 395,000 | 307,000 | 307,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 22,984,000 | 21,985,000 | 20,986,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,917,000 | 58,255,000 | 58,420,000 |
| Interest-bearing deposits | 45,637,000 | 44,089,000 | 44,357,000 |
| Noninterest-bearing deposits | 14,280,000 | 14,166,000 | 14,063,000 |
| Equity capital | 15,414,000 | 15,359,000 | 14,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 611,000 | 1,269,000 | 1,840,000 |
| Interest expense | 59,000 | 114,000 | 168,000 |
| Net interest income | 552,000 | 1,155,000 | 1,672,000 |
| Noninterest income | 75,000 | 157,000 | 270,000 |
| Noninterest expense | 405,000 | 823,000 | 2,157,000 |
| Provision for loan losses | 0 | -85,000 | -85,000 |
| Pretax income | 222,000 | 574,000 | -130,000 |
| Income tax | 76,000 | 195,000 | -45,000 |
| Net income | 146,000 | 379,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 15,414,000 | 15,359,000 | 14,895,000 |
| Total capital | 15,770,000 | 15,667,000 | 15,202,000 |
| Risk-weighted assets | 28,444,000 | 27,690,000 | 28,093,000 |