Call reports 2013
COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA — 2013
What COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,270,000 | 77,445,000 | 76,335,000 | 76,381,000 |
| Total loans | 37,456,000 | 36,581,000 | 35,921,000 | 35,208,000 |
| Allowance for loan losses | 403,000 | 403,000 | 403,000 | 395,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,997,000 | 21,998,000 | 20,992,000 | 18,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,642,000 | 62,214,000 | 60,926,000 | 61,126,000 |
| Interest-bearing deposits | 49,221,000 | 48,923,000 | 47,443,000 | 47,634,000 |
| Noninterest-bearing deposits | 13,421,000 | 13,291,000 | 13,483,000 | 13,492,000 |
| Equity capital | 15,543,000 | 15,157,000 | 15,335,000 | 15,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,288,000 | 1,934,000 | 2,557,000 |
| Interest expense | 83,000 | 161,000 | 237,000 | 311,000 |
| Net interest income | 563,000 | 1,127,000 | 1,697,000 | 2,246,000 |
| Noninterest income | 89,000 | 194,000 | 298,000 | 393,000 |
| Noninterest expense | 397,000 | 805,000 | 1,210,000 | 1,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 516,000 | 785,000 | 1,026,000 |
| Income tax | 85,000 | 174,000 | 265,000 | 346,000 |
| Net income | 170,000 | 342,000 | 520,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,543,000 | 15,157,000 | 15,335,000 | 15,207,000 |
| Total capital | 15,925,000 | 15,534,000 | 15,708,000 | 15,577,000 |
| Risk-weighted assets | 30,510,000 | 30,116,000 | 29,786,000 | 29,585,000 |