Call reports 2012
COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA — 2012
What COMMUNITY NATIONAL BANK OF NORTHWESTERN PENNSYLVANIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,459,000 | 81,568,000 | 79,150,000 | 80,882,000 |
| Total loans | 37,356,000 | 36,530,000 | 36,942,000 | 37,436,000 |
| Allowance for loan losses | 427,000 | 427,000 | 427,000 | 403,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,991,000 | 18,326,000 | 20,994,000 | 21,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,896,000 | 66,093,000 | 63,565,000 | 65,432,000 |
| Interest-bearing deposits | 50,676,000 | 52,194,000 | 50,163,000 | 52,757,000 |
| Noninterest-bearing deposits | 13,220,000 | 13,899,000 | 13,402,000 | 12,675,000 |
| Equity capital | 15,396,000 | 15,314,000 | 15,496,000 | 15,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,416,000 | 2,091,000 | 2,753,000 |
| Interest expense | 123,000 | 228,000 | 327,000 | 414,000 |
| Net interest income | 575,000 | 1,188,000 | 1,764,000 | 2,339,000 |
| Noninterest income | 105,000 | 228,000 | 342,000 | 451,000 |
| Noninterest expense | 435,000 | 862,000 | 1,276,000 | 1,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 554,000 | 830,000 | 1,079,000 |
| Income tax | 82,000 | 186,000 | 279,000 | 363,000 |
| Net income | 163,000 | 368,000 | 551,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,396,000 | 15,314,000 | 15,496,000 | 15,374,000 |
| Total capital | 15,767,000 | 15,694,000 | 15,874,000 | 15,760,000 |
| Risk-weighted assets | 29,610,000 | 30,352,000 | 30,287,000 | 30,918,000 |